Childcare Insurance

WELCOME TO COMMUNITY CONNECT NJ!!

Written by: Robert Catalano

Childcare insurance?in New Jersey is a?must?have if you run a business looking after little ones! Truth be told, not all day care or child care insurance policies are created equal. Indeed, some daycare policies fail to address basic general liability concerns.

At American Insurance Services Agency, we want to do more than earn your business; we want to earn your trust. That same trust that parents have with you and their children. Before signing on for any kind of daycare insurance, be sure the policy addresses the following concerns:

• Abuse, Molestation Coverage (Directors and Teachers can be included as an insured)
• Medical Payment Coverage Primary for Children at the Daycare and Nursery Schools
• Professional Liability
• Workers Compensation Insurance
• Hired and Non-Owned Auto Liability
• Defense Reimbursement Coverage

If you are unsure about the level of coverage you need, one of our dedicated agents can help evaluate your level of risk. Call us today ask us about childcare insurance at (732) 680-4444!

Lucky for me American Insurance Services Agency was there to keep my panties from getting into a bunch! ? Mrs. Doubtfire

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The difference between writing and speaking Luke Fretwell

I?m more a writer than a speaker, and I?ve always admired great writers more than great speakers, because writers are able to deliver both tone and content much clearer and with more depth. As a reader, as opposed to an audience member watching someone speak, I retain more more of the message.

Paul Graham?s ?Writing and Speaking? essay hits home my sentiments on writers versus speakers.

Favorite line:

?Being a really good speaker is not merely orthogonal to having good ideas, but in many ways pushes you in the opposite direction.?

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Mighty morphing hexapod bot is back, now rolls with the punches

It's been awhile since we last saw Kåre Halvorsen's morphing hexapod ball-shaped bot, and in the interim it picked up some new tricks. Before, the MorpHex could only maneuver by scurrying around on its six legs, but now it can move around while still in spherical form. It works by periodically protruding its polycarbonate panels to get rolling, and it stops and turns in similar fashion. Additionally, it's learned some nifty new dance moves and acquired the ability to flummox small children. Don't take our word for it, though, see the thing in action after the break.

Continue reading Mighty morphing hexapod bot is back, now rolls with the punches

Mighty morphing hexapod bot is back, now rolls with the punches originally appeared on Engadget on Tue, 03 Apr 2012 04:41:00 EDT. Please see our terms for use of feeds.

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ViaSat Exede review

Broadband in the boonies has long been an unreasonable ask. As slack-jawed farmers are fond of telling lost tourists "Ya can't get there from here," broadband-starved country bumpkins have heard from cable companies, "We don't offer service in that location." Options have been few, like paying said cable company thousands to run some copper a few miles down the road, or making a second mortgage payment for a dedicated T3 line.

Over the years satellite internet has been offered as an alternative for broadband in places where bears do their business, but as we've seen it's never really worked. Bandwidth has been low, latency high and pricing on the tall side of average have made services like WildBlue and HughesNet untenable to all but the most dedicated wilderness lovers.

Now a new player approaches, and the offerings certainly sound compelling. It's called Exede from ViaSat and it promises speeds of up to 12Mbps down and 3Mbps up -- comparable to your average household "broadband" connection. However, with monthly fees ranging from $50 to $130 depending on how much data you need, this has the potential to be considerably more costly. Worth it? Put on your best pair of overalls then click on through to find out.

Gallery: ViaSat Exede review

Continue reading ViaSat Exede review

ViaSat Exede review originally appeared on Engadget on Tue, 03 Apr 2012 14:00:00 EDT. Please see our terms for use of feeds.

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FEMA Flood Insurance Rate Map: What It Is and Where You Can ...

Flooding is a disastrous event

that can occur in a wide number of locations. Despite the fact that flooding can occur just about anywhere in the United States, there are some areas that are more prone to flooding than others. It is often hard for individuals, especially those who are new to the area, to tell if they are living in at that area is prone to flooding. That is one of the many reasons why FEMA Flood Insurance Rate Maps were developed.

FEMA Flood Insurance Rate Maps are a collection of maps that detail the likelihood of flooding occurring in a Particular area. In addition to keeping the public aware of flooding risks, the FEMA flood insurance rate maps are then used to assist the National Flood Insurance Program in offering affordable flood insurance to Americans living in high-risk flood zones. FEMA Flood Insurance Rate Maps are a valuable source of information to homeowners, business owners, construction workers, city officials, and others. While the maps are beneficial, there are many individuals who are unaware that there may be a FEMA Flood Insurance Rate Map for their area. If you are looking to purchase a home or a business in the area that you are on unfamiliar with or you just want to educate yourself on flooding risks, you have a number of ways gain access to your local FEMA Flood Insurance Rate Map. The most common way to

obtain access to your local FEMA Flood Insurance Rate Map is to visit the FEMA?s online website. Once at FEMA?s website site you should be able to easily search for your local FEMA Flood Insurance Rate Map. If you are only interested in viewing a FEMA flood insurance quickly Rate Map you can do so for free online. If you are interested in having your own printed FEMA Flood Insurance Rate Map then you may have to purchase one.

In addition to Obtaining a local FEMA Flood Insurance Rate Map from the Federal Emergency Management Agency (FEMA), So you may be able to view one by speaking to local government officials. Many cities, towns, and state offices have a FEMA Flood Insurance Rate Map on hand. You may not be able to take the map outside of their offices, but you may be able to quickly examine it. Many individuals prefer to look at a FEMA Flood Insurance Rate Map, but sometimes hearing the information on those maps is just as good. If you are unable to find a free FEMA Flood Insurance Rate Map, you can contact a local or national flood insurance agent for more information. These maps are taken into consideration when flood insurance is offered, therefore, most flood insurance agents would have access to multiple FEMA Flood Insurance Rate Maps

Many individuals who are searching for a FEMA Flood Insurance Rate Map are doing. Sun because they are interested in Obtaining flood insurance. If you contact a flood insurance agent, you may be able to deter mine your flooding risk and obtain flood insurance coverage all at the sametime. In addition to providing valuable flood insurance information, a small number of agents are thus able to offer National Flood Insurance Program coverage for a discounted price. That discount can be as high as 12%.

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Sportwetten: Earn Money while Watching Game

Sportwetten has been a great way to make quick money while enjoying a match between two arch rival teams. People use to bet on their favorite sports to add thrill to the game and make them a part of the game. Betting has been a favorite activity since time immemorial and today it has become online. There are websites that invite people to bet on the sports that like most. These websites work legally and they help their members in betting. The good thing about this activity is that you can start with minimum amount and increase the amount once you are comfortable.

Many people take part in sportwetten and this has become a favorite activity of sports lovers. Advent of online betting services has made it quite easy for sports aficionados to bet on their favorite game. For instance take volleyball.

It is popular sport and there could be no denying to this fact. Those who love to see volleyball matches can take advantage of online betting facility and win quick money while enjoying the match. Since a majority of people watch games online, they can simultaneously take advantage of online betting facility. All one needs to win a bet is knowledge of the sport one is betting on.

Everyone loves sports but and everyone can take part in sportwetten. There is no minimum amount that you need to bet. You can start with a few dollars and earn thousands of dollars with your knowledge on the game. Some people look betting as test of the person?s knowledge on the sport. For example you are watching a game of golf and you take the chance to bet on a new player. You should look at the stance of the new golfer and assess his skills before betting on him.

You shouldn?t take a chance because you like that player.

If you think that you can win a bet only on luck then you are wrong. You should visit some online betting websites and see how they help their members. You should bet on the game that interests you and it would be much better if you know the rules of the games and know the players. Experts advise that one should never bet on the players whom you know and not on the players who are new. Sports lovers can take part in sportwetten without any hassle and go home with lots of money.

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Google Maps goes retro for early April Fools' Day

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Suzanne Choney

The smartphone juggernaut continues?in the U.S. According to a new Nielsen report,?49.7 percent of mobile subscribers owned smartphones as ... Read more

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Suzanne Choney

Before April Fools' Day insanity overtakes the Internet, Google got a jump -- and a winner -- with its "new" 8-bit version of Google Maps for the Nintendo of old, with "beautiful low-res graphics, simple and intuitive controls, and a timeless soundtrack," the latter being the one that annoyed almost everyone, especially our parents.

With such hints in the video, below, as "blow on the cartridge to remove bugs," watch a demonstration of how 8-bit works on the 1980s NES, and pay careful attention to the mode -- and sound -- of connecting to the Internet:

We doublechecked with Google and, yup, this is from them, and is in the spirit of the holiday (no Nintendos were harmed during the making of this video).

The Web giant even pokes fun at itself on its Lat Long Blog: "In our pursuit of new digital frontiers, we realized that we may have left behind a large number of users who couldn't access Google Maps on their classic hardware. Surprisingly, the Nintendo Entertainment System (NES) was unsupported, despite its tremendous popularity with over 60 million units sold worldwide," writes?Tatsuo Nomura, Google Maps software engineer.

"Our engineering team in Japan understood the importance of maps on retro game systems. With the power of Google?s immense data centers, and support from Nintendo and Square Enix, we were able to overcome the technical and design hurdles of developing 8-bit maps."

You can get the 8-bit effect on the real Google Maps, too, seriously: "We?ve made a limited trial available on desktop," Nomura wrote.

All you have to do is click on the "Quest" box in the top right corner of Google Maps to start.

Final words of advice from Nomura: "Please be mindful of dragons while playing. We wish you a safe and happy quest."

Check out Technolog, Gadgetbox, Digital Life and In-Game on?Facebook,?and on Twitter, follow Suzanne Choney.

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